Location Information Business and Location-Based Service Terms of Use

Article 1 (Purpose)

These Terms of Use (hereinafter referred to as the “Terms”) set forth the rights, obligations, and responsibilities between **Tomoarrow** (hereinafter referred to as the “Company”) and the member regarding the collection of the member’s personal location information and the use of the location-based services (hereinafter the “Services”) provided by the Company through Tomoarrow.

Article 2 (Effectiveness and Amendment of Terms)

1. These Terms take effect when a customer who applies for the Services or a personal location information subject agrees to these Terms.

2. If the member clicks the “Agree” button for these Terms, it shall be deemed that the member has read and fully understood all the contents of these Terms and agrees to their application.

3. The Company may amend these Terms to the extent that it does not violate relevant laws and regulations.

4. If the Company amends these Terms, it will announce the existing Terms, the amended Terms, the effective date of the amended Terms, and the reason for the amendment. Such announcement will be made together with the current Terms for a reasonable period before and after the effective date. If the amendment is disadvantageous to the member, the Company will post the amendment on the service website or send notice via electronic means (email, SMS, etc.) for at least 30 days before and after the effective date.

5. If the Company notifies the member in accordance with the preceding paragraph and the member does not explicitly express refusal from the date of announcement or notice until seven (7) days after the amended Terms come into effect, it shall be deemed that the member has approved the amended Terms. If the member does not agree to the amended Terms, the member may terminate the service contract.

Article 3 (Application of Relevant Laws)

These Terms shall be applied in good faith and fairness, and matters not specified in these Terms shall be governed by the general Terms of Service, relevant laws, or customary practices.

Article 4 (Contents of Services and Fees)

The Services provided by the Company are as follows. Personal location information is collected according to the settings on the mobile phone.

1. For customers who consent to the use of personal location information for each service, the Company may receive location information from a location information provider (location information business operator) and provide the following services:

   • ATM Cash Withdrawal: A service that provides information on the nearest ATMs where withdrawals are possible based on the user’s location information.

   • Fraud Prevention via Checking Location of Financial Transactions: Providing transaction safety and protection by confirming the user’s location in financial transactions, etc.

   • Tomoarrow ID: A function that enables immediate remittance to nearby Tomoarrow ID users.

   • Electronic Certificate Printing: A service that recommends nearby electronic certificate issuance/printing locations based on the user’s location information.

   • Convenience Store Delivery Service: A feature that locates nearby convenience stores where users can make reservations or inquiries for convenience store delivery, utilizing the user’s location information.

   • Tomoarrow Pay (On-site Payment) Locator: A service that finds nearby locations where Tomoarrow Pay (on-site payment) can be used, based on the user’s current location.

   • Use Tomoarrow Together and Receive Points: A service that utilizes the user’s location information and short-range communication to provide points to people nearby who have Tomoarrow turned on.

   • Bicycle/Scooter Use: A service that, based on location, allows users to search for and rent bicycles and personal mobility devices (electric scooters, electric bicycles).

   • Taxi Service: A taxi-hailing service that connects users and taxi drivers so that users can travel from a designated starting point to their destination based on location.

     • In the case of a user under the age of 14, only the services usable by that user among the above will be provided.

Article 5 (Notification of Service Content Changes, etc.)

1. If the Company changes or terminates the content of the Services, the Company may notify the member of such changes or termination through the member’s registered email address or in-app notifications.

2. In the case of notifying an unspecified number of members, the Company may notify them via the website, etc.

Article 6 (Protection of Personal Location Information)

The Company makes efforts to protect the member’s personal location information in accordance with Article 16 of the Act on the Protection and Use of Location Information (hereinafter referred to as the “Location Information Act”).

Article 7 (Collection, Use, and Provision of Personal Location Information)

1. The member’s agreement to these Terms shall be deemed as consent for the Company’s collection, use, provision, and protection policy of the member’s personal location information, as defined herein.

2. The Company may use the member’s personal location information (real-time location information) to operate a fraud detection system (FDS) and prevent unauthorized sign-ups.

3. The Company shall not use the member’s personal location information for any purpose other than providing the Services without the member’s consent, nor provide it to any third party.

4. If the Company provides the member’s personal location information to a third party designated by the member, the Company shall notify the member’s mobile device of the recipient, the date and time of provision, and the purpose of provision. However, in any of the following cases, the Company may send notifications in advance to a mobile device or email address specified by the member:

   • The mobile device collecting the personal location information is not capable of receiving text, voice, or video messages.

   • The member has requested in advance to be notified via a device or email address other than the mobile device used for collecting personal location information.

5. When the Company collects personal location information, it collects only the minimum amount of information necessary to achieve the purpose.

6. Except with the member’s consent or in any of the following circumstances, personal location information or records of the collection, use, and provision of location information shall not be used beyond the scope specified or disclosed in the Terms of Use, nor provided to any third party:

   • When it is necessary for location information billing and settlement of location-based services.

   • When it is processed and provided in a form that cannot identify a specific individual for statistical, academic research, or market research purposes.

Article 8 (Retention of Personal Location Information and Records of Collection, Use, and Provision of Location Information)

1. Pursuant to Paragraph 2 of Article 16 of the Location Information Act, the Company automatically records and retains data regarding the collection, use, and provision of location information to the location information system.

2. In the event of business suspension or closure, the Company shall destroy personal location information and related data in accordance with the following provisions:

   • Business Suspension Approval: Personal location information (limited to the personal location information of the portion of the business that is suspended in the case of a partial suspension).

   • Business Closure Approval: Personal location information and records of location information collection (limited to the portion of the business that is closed in the case of a partial closure).

   • Business Closure Notification: Records of location information collection (limited to the portion of the business that is closed in the case of a partial closure).

3. When the purpose of collecting, using, or providing personal location information is achieved, the Company shall, without delay, destroy personal location information other than the data that must be recorded and preserved pursuant to Paragraph 2 of Article 16 of the Location Information Act regarding verification of location information use and provision.

4. If the member withdraws all or part of their consent in accordance with Article 24 of the Location Information Act, the Company shall, without delay, destroy the collected personal location information and the records of collection, use, and provision of location information. (In the case of a partial withdrawal of consent, the relevant portion of personal location information and records of use or provision shall be destroyed.)

5. Even if the purpose of collection, use, or provision of personal location information has been achieved, the Company may retain personal location information if it is necessary to comply with obligations under other laws.

Article 9 (Rights of Personal Location Information Subjects)

1. The member may withdraw, in whole or in part, their consent regarding the provision of the location-based services using personal location information and the collection or provision of personal location information at any time. In such a case, the Company shall destroy the collected personal location information and records of collection, use, and provision of location information.

2. The member may at any time request the Company to temporarily suspend the collection, use, or provision of personal location information, and the Company cannot refuse this request and has the technical means to comply.

3. The member may request access or notification of the following information and, if there is an error in that information, request correction. In such a case, the Company cannot refuse the member’s request without justifiable reason:

   • Records confirming the collection, use, and provision of location information related to the member.

   • Reasons and details for providing the member’s personal location information to a third party in accordance with the Location Information Act or other laws.

   • The member may exercise the rights under Paragraphs 1 to 3 above through the procedures designated by the Company.

Article 10 (Rights of Legal Representatives)

1. For members under the age of 14, the Company shall obtain consent from both the member and the member’s legal representative regarding the use of personal location information for providing location-based services and the provision of personal location information to a third party. In such a case, the legal representative shall have all the rights under Article 9.

2. If the Company intends to use personal location information or records of the collection, use, and provision of location information of a child under the age of 14 beyond the scope specified or disclosed in these Terms of Use, or provide it to a third party, the Company must obtain consent from both the child under the age of 14 and the child’s legal representative. However, the following cases are exceptions:

   • If it is necessary to confirm the usage and provision of location information for fee settlement related to the provision of location information and location-based services.

   • If it is processed in a form that cannot identify a specific individual for statistical, academic research, or market research purposes.

Article 11 (Rights of Obligated Protectors of Children Under 8 Years of Age, etc.)

1. If an obligated protector of any of the following persons (hereinafter referred to as “children under 8 years of age, etc.”) consents to the use or provision of personal location information for the purpose of protecting the life or body of such person, it is considered that the person themself has consented:

   • A child under 8 years of age.

   • An incompetent individual under guardianship (금치산자).

   • A person with a mental disability defined in Article 2(2)(2) of the Act on Welfare of Persons with Disabilities who also qualifies as a severely disabled person defined in Article 2(2) of the Act on the Employment Promotion and Vocational Rehabilitation of Persons with Disabilities (limited to those who are registered as disabled according to Article 29 of the Act on Welfare of Persons with Disabilities).

2. An obligated protector who intends to consent to the use or provision of personal location information for the purpose of protecting the life or body of a child under 8 years of age, etc. must submit a written consent form along with a document proving their status as an obligated protector to the Company.

3. If the obligated protector consents to the use or provision of personal location information for a child under 8 years of age, etc., the obligated protector may exercise all the rights of the personal location information subject.

Article 12 (Designation of Location Information Manager)

1. The Company designates a person in a position to assume practical responsibility as the location information manager to appropriately manage and protect location information and promptly handle any complaints from personal location information subjects.

2. The Company will notify members in the Addendum of these Terms about the designated location information manager.

Article 13 (Damages)

1. If the member incurs damage due to the Company’s violation of Articles 15 through 26 of the Location Information Act, the member may claim damages from the Company. In such a case, the Company cannot avoid liability unless it proves the absence of intent or negligence.

Article 14 (Disclaimer)

1. The Company shall not be liable for any damage to the member if the Services cannot be provided due to any of the following circumstances:

   • In the event of force majeure, such as natural disasters or equivalent circumstances.

   • In the event of deliberate obstruction of service by a third party with whom the Company has a service partnership contract for the provision of the Services.

   • In the event of service use obstacles caused by the member’s fault.

   • In cases not attributable to the Company’s willful misconduct or negligence, other than items 1 to 3 above.

2. The Company does not guarantee the reliability or accuracy of information, materials, or facts posted on the Services, and shall not be liable for any damages to the member resulting therefrom.

Article 15 (Dispute Mediation, etc.)

1. If a dispute arises regarding location information and no agreement can be reached between the parties or it is impossible to reach an agreement, the Company may request mediation by the Korea Communications Commission in accordance with Article 28 of the Location Information Act.

2. If a dispute arises regarding location information and no agreement can be reached between the parties or it is impossible to reach an agreement, either the Company or the customer may request mediation by the Personal Information Dispute Mediation Committee in accordance with Article 43 of the Personal Information Protection Act.

Article 16 (Company’s Contact Information)

1. The company's name and contact information are listed below.

   • Company Name: Tomoarrow Inc

   • Representative: Yongwoo Cho

   • Address: 154, Anjeon-ro, Deokjin-gu, Jeonju, Jeonbuk Special Self-Governing Province, Republic of Korea, 304-24 (Jung-dong)**

   • Email: admin@tomoarrow.com

2. The Company manages and protects personal location information securely. To handle complaints of personal location information subjects smoothly, the Company has designated Chanwoo Lee (CTO/Credit Information Manager and Protector) as the location information manager.

Addendum

(Effective Date) These Terms shall be effective from January 15, 2025.